How to Sell Structured Settlements?

If you have a annuity payments that are slowly trickling in and want to sell your structured settlement, this guide will help you figure out how to find the most reputable investment company and what to expect throughout the process. Keep in mind that you are going to pay fees to the investment company that will be deducted from your sale. It usually is somewhere between 15-30% depending on the company and the amount of sale.
The longer the terms of your annuity, the larger the fee will be taken to cover inflation on future payments.
All structured settlement sales go through a court approval process in order to prevent you from getting scammed and to make sure that the deal is fair for both parties.

Decide how much of your structured settlement you want to sell. It's possible to sell only a few payments, half the payments, or the entire thing. When your deal goes in front of a judge (more on that below) the smaller the payment, the faster and more likely it will be approved. If you have something that you want to invest in that you know exactly what its cost is, or a large purchase to make, taking the smaller payments is probably a better idea.

Research structured settlement investors. Spend a good amount of time online researching different companies. Dig up as much dirt as you can without filling out the contact form on their website. Many of the websites are a front for sales lead companies. You fill out the contact info and they will sell it to large investment companies to contact you. After you click submit on the contact form, expect multiple phone calls from these companies. Only do this if you're ready to deal with the telemarketers.

Work towards approval of the deal. After you decide on an investment company, you're ready to sell structured settlement. It may be a good idea to have legal representation or a financial advisor with you to make sure that you get the best terms possible. After the first draft is completed you will go in front of a judge for approval. Most deals through reputable investment companies will be approved the first attempt. If the judge does not approve the transaction, it's the investment company's responsibility to draft another deal for approval.

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